Ask a Car Accident Lawyer: 7 Frequently Asked Questions

Ask a Car Accident Lawyer: 7 Frequently Asked Questions

Are you feeling stressed and overwhelmed by your recent car accident? That’s understandable. Naturally, this is going to lead to a lot of sleepless nights and unanswered questions that won’t stop bouncing around your head. A great car accident lawyer will be able to answer all your questions and more, and we hope to answer a few of them for you now.

1. Why Should I Hire a Lawyer Instead of Just Settling With the Insurance Company?

You should hire a lawyer to ensure you get the full value of your claim. Most insurance companies will attempt to settle quickly, and they won’t wish to pay out what you’re entitled to. Lawyers are better at negotiating with insurance companies, and you also need the attorney to conduct an investigation to determine who was liable for your accident.

2. What Should I Do Directly After My Accident?

Staying calm is the most vital thing you should do immediately after a car accident. Then you can start making important calls. Contact the police, and ensure you dial 911 if somebody has been injured. After this, you can begin collecting the contact information of the other parties involved and any witnesses to the accident. Avoid admitting liability while you’re doing this, as your car accident attorney will need to conduct an investigation to establish who’s at fault.

Take pictures of the scene and injuries while you’re waiting for the authorities to arrive. Finally, don’t make any immediate decisions about suing for compensation or contacting insurance companies. Negotiating with insurance companies and discussing compensation is your attorney’s job.

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3. Do I Need To Go to Court When Filing a Personal Injury Claim?

Great car accident lawyers in Bryan Texas can settle this matter outside the courtroom. Car accidents are settled through detailed investigations and negotiations with insurance companies most of the time. However, your case may go to court if the offending party’s insurance company refuses to offer the full value of your claim. Your attorney is well-prepared to handle situations like this.

4. What Information Do I Need To Provide When Filing a Personal Injury Claim?

Providing as much evidence as possible when filing a claim will give you the best chance of success. You’ll need to provide a detailed explanation of the events leading up to the accident, information on how the accident occurred, witness contact information, the contact information of other parties involved, and pictures of the accident scene. Law enforcement will also provide evidence to help back up your claim.

5. Do I Need To See a Physician Even if I’m Unharmed?

It’s a good idea to see a physician after the accident, as you may have internal injuries. If your doctor says you’re alright, then you should still be on the lookout for signs of whiplash in the days following your accident. Visit your doctor as soon as symptoms arise, as you need to have your ailments treated within a certain amount of time to ensure you don’t forfeit your right to recover damages for medical fees.

You should also be on the lookout for the signs of post-traumatic stress. This should be taken as seriously as any physical ailment, and it’ll need to be treated accordingly.

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6. What If the Accident Was Partly My Fault?

If you think you’re partially to blame, then don’t tell anyone other than your attorney. Your attorney-client privilege will protect you here, so nobody else will find out you think you’re at fault. Your attorney will conduct an investigation into liability in your case. If it appears you were partially responsible for the accident, then admitting it will make you look good in negotiations. It shows you’re not trying to hide anything to try to get more money in your claim.

Your lawyer will then attempt to secure you a partial payment. If you’re claiming for $50,000 but you were 50% responsible for the accident, then your settlement will be reduced to 50% of the claim, winning you $25,000. Please note that if you’re more than 50% responsible then you can’t recover any damages for the accident.

7. What Happens if the Other Driver Doesn’t Have Car Insurance?

Insurance companies in Texas must offer you uninsured and underinsured motorist coverage. The only way you won’t have this coverage is if you rejected the coverage in writing when getting your insurance. Your insurance company will pay for the damages if the offending party has no insurance or a policy that won’t cover the full sum. Uninsured/underinsured motorist coverage also pays you in the case of a hit-and-run.

Experienced car accident attorneys have excellent track records of winning settlements for their clients. They also have a lot of experience answering tough questions you may have about the process of filing a personal injury claim. Your lawyer will be happy to answer many of these questions during your consultation, and they’ll remain receptive to further queries throughout your case.1

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